Get Cash Back Of 1% on ICICI Bank Home Loan

ICICI is one of the leading private sector banks. It provides a cash back scheme on the home loan. 1% on every EMI will account for 11% of the total amount after thirty years which is the maximum limit of tenure. This amount is directed to the customer’s bank account. So the burrower will enjoy more benefit. The burrower can use the cash back money to cut down the remaining loan amount. A home loan with minimum term of 15 years is eligible for this cashback option. After the payment of EMI for 3 years or 36 months, one is eligible for the first cash back.  Usual interest rate of home loan in ICICI is 8.35% for women applicant and 8.40% for men applicant. Between the months of September and November, the bank announced 20% cash back for its customers for the credit and debit purchases up to Rs. 10000. This scheme is also valid for the loans raised against asset. (more…)

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5 Steps To Get The Best Deal On Car Loan

So, after meticulously researching and test-driving, eventually, you have managed to zero in on your dream car. But, do you really think your hassles are over? Hardly, especially if you have plans to acquire a car loan for your purchase. Well, buying a car loan may look like a straightforward task. Indeed, it is, however, getting the best rates for your loan really puts your negotiating skills to the test. If you are looking to get the best deal on your car loan, make sure you have pursued these 5 steps. (more…)

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How To Get A Personal Loan With Bad Credit?

Your sister is getting married and you are in need of funds to meet the marriage expenses. Well, acquiring a personal loan is the best option you have but, unfortunately, you have a bad credit score. So, are you wondering how you are going to meet all the marriage expenses? A bad credit score can play a spoilsport for all those people who are looking to acquire any type of loan, especially a personal loan. If you don’t have a good credit score, you have more chances of getting your loan application rejected. (more…)

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EMI Calculator: Common Questions about EMI Calculators

It is important to know that Equated monthly installment (EMI) calculators are basically efficient online tools which help to calculate the monthly installments on your applied loans. Although, they are very easy to use and prove useful, few people still refrain from accessing these calculators. Moreover, there are many who do use them but have several doubts. Let us focus on some of the frequently asked questions about Loan EMI calculator and the features related to it. (more…)

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Factors to Consider Before Taking a Home Loan

Many banks and Non-Banking Financial Companies (NBFC) may lower their interest rates, especially on home loans, owing to the festive season that is fast approaching from September to October. While many people go on to purchase their first home during this auspicious time, there are many factors that one will have to consider. This will help borrowers choose the best bank and get the best possible interest rate. In this article, we will look into the various factors that a homebuyer will have to consider before he/she applies for a home loan. (more…)

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