7 Excuses People Who Don’t Like Saving Money Love To Say

Nice smartphone you’ve got there. But how’s your savings?

If the question startled you and made you think for a second, you might be one of the people who have more clothes in their wardrobe than dollars in their savings account. You blame the catchy advertisements and enticing displays of shopping malls. You blame payday loans. You blame credit card companies. You blame your friends. You blame your low monthly income. You blame your education. (more…)

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10 Legit Ways To Raise Extra Money While Keeping Your Day Job

If you’re broke today, cutting back on your spending will only do so little. You have to have more cash in your pocket. The question is, how?

Earning more doesn’t mean you have to look for another job if you can’t get a raise or an advance from your employer. It also doesn’t mean you have to immediately sign up for payday loans, which may not be the wisest alternative to raising money. It’s possible to earn more while keeping your day job – or while you are currently looking for a job. You just have to know how you can make money out of your available resources – your time, your home, your car and your talents and skills. (more…)

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Answer These 7 Questions If You Want To Get Payday Loans Without Going Broke

Payday loan companies aren’t new to getting blacklisted due to their negative reputation. No financial expert encourages these loans and who can blame them? Firstly, payday loans have high-interest rates that can eat up your money and spiral you into debt. Secondly, they tend to have hidden fees. Thirdly, most payday lenders are notorious for their aggressive lending and collection practices. And lastly, taking out payday loans aren’t a financially smart decision in the long run. (more…)

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Everything you should know about investing in Senior Citizen Savings Scheme

Those who haven’t already made plenty of savings for their retirement often look for avenues to save whatever money they have left. For such people, there’s something called the Senior Citizen Savings Scheme (SCSS) introduced by Post Office Savings Scheme, which offer good returns without any risk factor. But, do you know anything about this scheme and how you can open it? Well, that’s what we will let you know here in the form of a Q&A. (more…)

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